Forum Gold purchase agreement
- All Forum Gold sales are final. No refunds. Not for FG you have spent or sent, not if you change your mind, and not for trades that went wrong.
- FG can never be cashed out. It can't be withdrawn, sold back to us or exchanged for money.
- Do not charge back. If you dispute the payment with your bank, the FG is taken back, your account is locked, your balance can go negative and the account can be banned.
- Record every trade. If you have no video of the entire trade, we cannot help you.
Forum Gold purchase agreement
Version 2026-11-04.2
Forum Gold is sold by Middleman Direct (ABN 91 896 498 660), which operates 5Mjsp (5mjsp.org).
1. What you are buying
Forum Gold ("FG") is a digital credit that works only on this site. 1 FG costs $1 AUD. Larger packs include extra bonus FG at no extra charge. FG is delivered to your account as soon as your payment clears.
2. No refunds
Every purchase of FG is final. We do not refund FG, the bonus FG, or the money you paid, including when you: have changed your mind; have spent, sent or lost the FG; were not happy with a trade, an item, a service or another user; paid the escrow fee (5%) on an escrow that went ahead; or had your account suspended or banned for breaking the rules. If we ever choose to refund a payment, the FG it bought is taken back from your account.
3. No cash-out
FG can't be withdrawn, redeemed for money, or sold back to us, ever. Buying, selling or trading FG or accounts for money anywhere outside this site is against the rules and leads to a ban.
4. Trades are between users
When you trade, you deal with other users. We are not a party to those trades and we don't guarantee the other person, their items or their services. FG you send to another user can't be reversed. Escrow is available to protect you, and the escrow rules apply. You must record every trade from start to finish. If you have no video showing the entire trade, we cannot help you.
5. Chargebacks and payment disputes
If something is wrong with a payment, contact us first. If you instead dispute the payment with your bank, card issuer or Stripe, or the payment is reversed for any other reason, then:
- the FG that payment bought (including the bonus) is taken back from your account straight away;
- your FG is locked while the dispute is open;
- if you have already spent or sent that FG, your balance goes negative. You can't send FG, start an escrow or accept an escrow until it is back above zero, and buying more FG goes towards clearing it;
- if the dispute is decided against us, or the payment is shown to be fraudulent, your account may be banned;
- we will give your bank and Stripe everything we hold about the purchase to defend it: this agreement, the time you accepted it, your purchase and FG records, and your account activity, including the connection and device identifiers we keep to prevent duplicate accounts.
Only use a card or payment method that belongs to you.
6. Security hold on new accounts
If your account is less than 7 days old, FG you buy is held for 72 hours. It counts towards your balance but can't be sent or used for escrow until the hold ends. The hold date is shown on your Gold page.
7. Your account
You are 18 or older, you hold one account only, and you keep your password safe. We can lock FG, mute, suspend or ban accounts that break the rules. FG on an account closed for breaking the rules is not refunded.
8. Your legal rights
Nothing in this agreement excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or any other law that can't be excluded. For example, if we fail to deliver the FG you paid for, tell us and we will fix it.
9. Payments and changes
Payments are processed by Stripe. We never see or store your card details. We may update this agreement; the version you accept when you buy is the one that applies to that purchase.